Friday, July 25, 2008

Paying Bills and Loving It

I don't think I've ever been so excited to pay a bill before. I mean, let's face it, paying bills usually is not fun. So why am I excited about paying a bill, you ask?

Because I just paid off THE LAST of hubby's student loans!!!

The great education he received at a not-very-cheap private university is finally paid for IN FULL!!!

The best part of the news, though? We are now DEBT-FREE with the exception of our house!!!!! (And our goal is to try to have that paid off by the time we're 40.)

Sorry I keep shouting at you, but I'm awfully excited!!!

How do we do it? First, we trust God with everything. He is always faithful to provide for all our needs and even some of our wants! All we have is His and we're just called to be good stewards. We love giving and have always been faithful with our tithes and offerings and we believe He has blessed us for that.

Plus, we've been through tight financial times (hubby's unemployment when Josh was a baby) and we understand the value of a dollar.

We plan out how we want to spend every dollar, we don't spend frivolously, and we live below our means so that we can pay down our debt. It's not always easy or fun (although I do admit to an abnormal fondness for my budget), but so worth it! (Dave Ramsey has LOTS of great advice for getting out of debt if you'd like more ideas!)

We can't wait until our debt is gone completely!! Can you imagine the freedom? We'll be able to give however we'd like, afford special extras, pay for college and weddings without nearly as much stress, and maybe even retire early!!!

And the great news is that as of today, we are one step closer! Praise God!!!


Luke's Mom said...

ALRIGHT!!! that is awesome!!!!!!! congrats on being one step closer. :)

Jenina said...

I so admire you guys for your discipline. Even more I admire you for giving God the credit. You're awesome!