Showing posts with label budgeting. Show all posts
Showing posts with label budgeting. Show all posts

Friday, April 16, 2010

Driving Along In My Automobile

As a soon-to-be family of 7, we're currently hunting for a new vehicle. I have a Chrysler Town & Country minivan right now that I love, but it unfortunately just won't fit us all. Believe me, we've tried. We just don't think Josh will enjoy riding with one cheek on the seat and one in the cup holder.

So we're checking all sorts of websites (autotrader.com, cars.com, carmax.com, ebay.com, and craigslist.com) and checking local car lots for a vehicle that is large enough to fit us all, yet manageable, and at least a little bit stylish. And because of our commitment to stay out of debt, we're paying for the car outright, which means we're most likely buying a "previously owned" or "new to us" car. Here's the four we seem to have narrowed the list down to:

Ford Expedition EL


Cadillac Escalade ESV


Chevy Suburban


GMC Yukon XL

Anyone have any feedback on any of these? Love 'em? Hate 'em? I'm so nervous about driving something so huge, but I really have no choice. Because I'll probably need a double stroller with me on a regular basis and we like to travel, we want something that has some storage space, in addition to being able to seat our whole family safely.

And if anyone knows of someone who's wanting to sell one of these lovely SUV's, or even if they want to give one away (hey, a girl can dream!), please contact us! With all the expenses we have coming up (GULP) to complete two international adoptions, buy a new vehicle, get a new bunk bed and mattresses for the girls, and purchase lots of extra baby supplies, we'd like to be as wise as we can with the resources God has blessed us with! We know He has called us to this, and we know He will provide, it's just when you look at it all on paper that it seems crazy!

Oh, and please pray for us as we shop. No offense, but used car salesmen can sometimes be difficult. We were on a lot last night and about six of them stood in the middle of the road so we had no option but to stop our car to talk to them. We'd really love to find an honest, trustworthy one to work with!

Friday, July 25, 2008

Paying Bills and Loving It

I don't think I've ever been so excited to pay a bill before. I mean, let's face it, paying bills usually is not fun. So why am I excited about paying a bill, you ask?

Because I just paid off THE LAST of hubby's student loans!!!

The great education he received at a not-very-cheap private university is finally paid for IN FULL!!!

The best part of the news, though? We are now DEBT-FREE with the exception of our house!!!!! (And our goal is to try to have that paid off by the time we're 40.)

Sorry I keep shouting at you, but I'm awfully excited!!!

How do we do it? First, we trust God with everything. He is always faithful to provide for all our needs and even some of our wants! All we have is His and we're just called to be good stewards. We love giving and have always been faithful with our tithes and offerings and we believe He has blessed us for that.

Plus, we've been through tight financial times (hubby's unemployment when Josh was a baby) and we understand the value of a dollar.

We plan out how we want to spend every dollar, we don't spend frivolously, and we live below our means so that we can pay down our debt. It's not always easy or fun (although I do admit to an abnormal fondness for my budget), but so worth it! (Dave Ramsey has LOTS of great advice for getting out of debt if you'd like more ideas!)

We can't wait until our debt is gone completely!! Can you imagine the freedom? We'll be able to give however we'd like, afford special extras, pay for college and weddings without nearly as much stress, and maybe even retire early!!!

And the great news is that as of today, we are one step closer! Praise God!!!